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Use a Limited User account

Many operating systems such as, Windows XP and 2000 allow you to create multiple user accounts for your computer. Each user can log on separately and has a unique profile with his or her own Desktop and My Documents folder. If you create a Limited, non-Administrator, account and use that for day-to-day browsing it will help prevent the accidental download of programs that may contain any unwanted software, like viruses and spyware. This is an excellent option if you have children, as well, and have them log in with the Limited User account.

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